| A Homebuyers Service From CLHLLC |
PRE-QUALIFY for Mortgage
Chris as Your Buyers Agent will tell you about Pre-qualifying for your Home Mortgage. He will discuss all three stages of home loan qualification: Pre-qualification, Pre-approval, and Final-approval. Please, look over the materials below, which discuss important loan qualifying information.
Thanks for visiting. CHRIS HARKER. YOU CAN'T MISS
REALTOR. PREMIERE PLUS Realty WITH CHRIS
MORTGAGE BROKER. GULFSIDE Mortgage Call him today! OK?
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QUALIFYING for Mortgage - overview
When you go through the loan approval process your private financial information is given with your written consent to the Lender. Your privacy is well protected by law. Your personal information is not given to anyone not involved in the loan.
To get a home mortgage loan, you go through three phases; Pre-qualifacation, Pre-approval, and Final-approval.
Pre-qualification. Takes about an hour or more. Discussion of your approximate income, debts, expenses, type of home you desire, and order a credit report.
Pre-approval. Takes about a week or more. More in depth process than above, review any home(s) you are serious about. Consider types of loans. A partial application must be made (no property data or information provided yet). All data on this partial application must be verified and substantiated. A pre-approval letter will state that 'YOU' are able to get the loan under certain assumptions. It is not yet about a specific home (this will come in final-approval).
Final-approval. Takes perhaps a month or more. A complete application must be made. All data on it must be verified and substantiated. Lenders must consider this application and investigate the exact home you have chosen. Your financial ability will be re-evaluated in light of specific property tax and insurance obligations (and perhaps obligations such as fees to home owners associations).
Credit and Homeownership by FreddieMac If you're thinking about buying a home, you should also be thinking about your credit. The first step is...... READ MORE |
THE CALL IS FREE AND TAKES 10 MINUTES. PHONE “CHRIS” NOW AND DISCUSS HOME LOANS AND HOME BUYING,
AND START YOU ON THE ROAD TO HOME OWNERSHIP
CHRIS WON'T LET YOU MISS. OK? So Call him today!
